Credit Risk Management Group

Let us help you manage your portfolio while you focus on growing it.

What can we do for you?

We understand commercial credit risk and that’s why we built our business on it.

Fractional Credit Officer

Not all institutions have the need for a full-time Credit Officer, so we offer fractional services on a retainer basis.

Credit Administration Services

We can handle your post-closing risk management services so your team can focus on new credits.

Portfolio Acquisition Due Diligence

Looking to make a purchase, let us help you evaluate the credit risk within the target portfolio.

Independent Loan Reviews

Independent review of a sample of loan files summarized in a comprehensive report to provide to your board, management team and examiners.

Portfolio Due Diligence

Are you looking to grow your portfolio through acquisition? If so, we provide comprehensive due diligence services to evaluate potential loan portfolios so that you know what your are buying.

Internal Periodic Reviews

A review and report of an individual borrower, loan files, and financials to determine current credit quality.

Frequently Asked Questions

We know you have questions, and that is why we have answered some of our most common questions below.

Why should we work with you?

We provide curated services tailored to our knowledge and most importantly to fill your needs.

How much do your services cost?

It can depend on the services selected; however, we make every effort to be as upfront on our pricing as possible. We don’t like surprises either!

How long does it take to receive a quote.

The timing of a quote can depend on the amount of information received. Typically, you will receive a custom quote for services within 24 hours.

How do I know I can trust you?

Honestly, that is a great question! Do your “Due Diligence” by reaching out to some of our past clients and see for yourself!

What do our clients think?

Still not convinced? Hear from our clients themselves!

“Michael is very experienced in all phases of commercial lending. He is responsive and professional in delivering a high quality product. I would highly recommend him!”

Chris

Commercial Services Officer

“Michael provided us with excellent counsel and guidance on how to improve our processes and our portfolio in all aspects from origination and underwriting through servicing. Michael provided himself during the engagement, but also after the engagement for additional follow on matters. Additionally, we were provided with tools to assist us in improving the documentation we have for our files to assist with examinations.”

Jason

EVP/CFO

“Michael is a wonderful person with a wealth of commercial lending knowledge and experience. His work ethic is second to none and his guidance is on point. With his guidance and leadership, we have improved our processes and our portfolio reviews. Thank you, Michael!”

Albert

VP – Business Credit Administration Officer